Money and work are hot topics when a student. If you would like to apply for the Kendal College bursary, please check out more information here. 

The Money Advice Service now have a Whatsapp number to access advice  07701 342744

Can I afford University?

Advice around typical costs of going to University

Financial support for further study

How to organise the funding for University costs.

How to manage your money

The Open University offer a free online learning course for young people. Learn how to manage your budget and about other expenses you may be expected to pay as an adult.

Banking and bill payments

Kendal College offer a face to face course at the historic Castle Dairy building

Gambling

Worried about gambling? National and local support for those struggling with gambling.

Foodbank Morecambe

Emergency foodbank info

Child Benefits

Info on child benefits for students

Covid-19 Info

gov.uk info

Adult Learner Grants

Info on accessing grants for learning

Support for veterans

Veterans often face financial hardship, please see this info compiled by a fellow student

Care to Learn

If you are a parent under 20 and wanting to study A-levels you could get financial support to help with childcare costs.

Financial support for families

If you have a family be sure to check out accessing benefits that you

Work

If you have considered taking up employment to help with costs please consider the following:

Zero hours contract – (ACAS.org.uk)

  • Zero hours contracts normally mean there is no obligation for employers to offer work, or for workers to accept it.
  • Most zero hours contracts will give staff ‘worker’ employment status.
  • Zero hours workers have the same employment rights as regular workers, although they may have breaks in their contracts, which affect rights that accrue over time.
  • Zero hours workers are entitled to annual leave, the National Minimum Wage and National Living Wage and pay for work-related travel in the same way as regular workers.
  • Protection is given for those on Zero Hours Contracts from an exclusivity clause. Check your contract to ensure this is included.

Working at night

The night period is the period between 10pm and 6am. For young workers this can be changed to 11pm to 7am in the contract of employment. Workers under 18 are not usually allowed to work at night, however, exceptions can apply in some circumstances.

Young workers may work between 10pm or 11pm to midnight and between 4am to 6 or 7am if they are employed in:

  • agriculture
  • retail trading
  • postal or newspaper deliveries
  • a catering business, hotel, public house, restaurant
  • a bakery.

Young workers may work throughout the night if they are employed in a hospital or similar place of work, or in areas such as, advertising, sporting or artistic activities. For example a child actor employed to work on a night shoot.

Young workers can only work at these times if:

  • the work is necessary to maintain continuity of service or production or there has been a surge in demand
  • there is no adult available to do the work
  • carrying out the work will not impact on the young worker’s education or training

Health care costs

If you are concerned about the costs of health care, check the link below to see if you are entitled to support to pay for services such as free prescriptions, visits to the dentist or travel to appointments.

Piggy Bank Guide

Made by students of Kendal College for students of Kendal College.
Practical advice for young people.

Universal Credit

Learn more about Universal credit

Money Advice Service

Advice around money management

Money Saving Expert

Website with lots of practical advice about choosing the best deals and making wise choices with money.

Creating a healthy work/life balance

Balancing the demands of work/studying and the demands at home can be challenging, below are some tips that can help.

 

1. How often do you fall asleep thinking about college/work?

Most commonly, if the balance between work and play is out of whack, your quiet time will often mean your thoughts turn to your never-ending to-do list or the meeting you have to attend tomorrow. Try calming your brain to help slow down racing thoughts

2. How often are your late home from college/work because you HAD to finish something urgent?

At times, different pressures from areas of the business can be difficult to manageparticularly if more than one task is urgent. But, when urgent tasks start mounting up due to their timescales, you’ll eventually sacrifice your personal life to get them done.

3. Do you enjoy the majority of your work?

Of course, every role has aspects that aren’t the most exciting. But, it’s important to assess if the work you’re doing is what you actually enjoy.

4. How often do you check you phone/texts from work or work emails?

Phones have become more and more invasive in our lives, we check them several times a day. Hearing about an issue at work, being asked to work when you are off work can become really stressful if it happens a lot. Setting clear times when you can be contacted or temporarily muting or blocking numbers when out of the office can help.

5. How is your physical health?

Our physical self can signal plenty of unconscious signs that we’re struggling. In fact, our appearance and physical feelings could become affected.

Taking time to relax and let our bodies repair themselves is essential. Dedicate one night a week or a couple of hours of uninterrupted self-care time. This can fulfil your body’s need to recharge and unwind from the daily stresses.

Stress

Stress: when the perception of the demands placed on you outweighs your perception of your own resource/capacity to cope with those demands.